Human Life Value Calculator

Calculate your economic value with comprehensive financial assessment

Financial Analysis Insurance Planning Future Projections

Download Complete Reports

Generate professional PDF and CSV reports with all your financial analysis

Currency Settings
US Dollar ($)
Select your preferred currency for all calculations
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Input Parameters

Current Financials
$
Your current yearly gross income
$
Your current yearly living expenses
%
Average income tax rate
%
Annual inflation rate
Assets
$
Total cash, bank deposits, stocks, bonds, mutual funds
$
Market value of real estate properties
$
Vehicles, jewelry, business equity, etc.
Liabilities
$
Home loan, car loan, personal loans, credit card debt
%
Weighted average interest rate on all loans
Insurance Coverage
$
Sum assured from all life insurance policies
$
Total annual premium for all life insurance policies
Growth Projections
%
Expected annual salary increase (promotions, career growth)
0% = No salary growth beyond inflation
%
Expected annual return on savings & investments
Timeframe
Years until planned retirement
1 year 25 years 50 years
Number of family members dependent on your income
Human Life Value (HLV)
$0

Total Economic Value

Complete analysis pending
Net Worth

$0

Assets - Liabilities
Insurance Coverage

$0

Existing Life Cover
Insurance Needs Analysis

Enter your financial details to see insurance recommendations

Quick Financial Overview

Calculate to see your complete financial picture

Financial Health Dashboard
Debt-to-Income Ratio

0%

Lower is better
Insurance Coverage Ratio

0%

Target: 100%
Savings Rate

0%

Higher is better
Net Worth Growth

0%

Annual projection

This tool provides estimates for financial planning purposes. Consult with qualified financial advisors for personalized advice.